Car Finance Brokerage

One Application.
Multiple Lenders.
Best Rate. Guaranteed.

We submit your profile to multiple lenders and show you a clear side-by-side comparison — monthly payment, total cost, tenure — so you make the best decision, not just any decision.

Get My Free Quote → Try Calculator First

Multiple lenders compared — not just one
Tokunbo, Nigerian used, and brand new financed
Self-employed applicants welcome
₦0 broker fee · No hidden charges

Get My Free Finance Quote

Agent calls within 30 minutes (business hours).

Vehicle Types

We Finance All Types

🚗

Tokunbo (Foreign Used)

Nigerian Used

Local market vehicles. Lower entry costs.

✨

Brand New

From the dealer. Best rates on new vehicles.

⚡

Electric Vehicles

BYD, GAC Aion & more. EV financing available.

Documents Needed

What You'll Need to Apply

Valid NIN (National Identity Number)
BVN (Bank Verification Number)
Government-issued ID (passport, driver's licence)
3-month bank statement
3 months payslips (or business income evidence)
Utility bill (not older than 3 months)
Employer letter + guarantor form & ID

Typical Timeline

Documents submittedDay 0

Lender acknowledgementDay 1–3

Credit assessmentDay 3–10

Approval letterDay 7–14

Vehicle deliveryDay 14–21

"I was self-employed and got rejected by two lenders going alone. FinDrive got me three offers in one week. Approved and driving in 19 days."

Chidi Nwosu

Business Owner, Abuja

"The comparison sheet FinDrive sent me — showing different monthly payments clearly — made the decision so easy. No confusion, no jargon."

Ngozi Eze

HR Manager, Lagos

"My agent told me exactly which 3 documents were slowing things down. Once I sent them, approval came in 4 days. Incredible service."

Zainab Musa

Civil Servant, Abuja

Finance FAQ

Your Questions Answered

Do I need a down payment?+

Yes — typically 10–30% depending on your income and the lender's requirements. Your agent will advise the optimal deposit for your situation.

How accurate is the calculator?+

It gives a solid estimate using published market rates. Your actual approved rate is confirmed after the lender reviews your full profile.

Do you finance Tokunbo cars?+

Yes — Tokunbo (foreign used), Nigerian used, and brand new vehicles. We also finance EVs like BYD and GAC Aion.

What interest rate range should I expect?+

Between 18%–28% per year depending on the lender and your profile. The calculator lets you model different rate scenarios.

Can I pay off early?+

Yes. Most lenders allow early repayment, typically with a reduction in remaining interest. Your agent will confirm the specific terms.

One Application.Multiple Lenders.Best Rate. Guaranteed.