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Car Insurance Brokerage

3 Quotes. Best Price.
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✅ You pay only the premium — we earn our commission from the insurer, not from you

Multiple NAICOM-licensed insurers compared. One agent manages everything from quote to policy issuance — in 24 hours.

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⚡ Policy in 24 Hrs
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🔄 Renewal Managed
Cover Types

Three Levels of Protection

🟡

Third Party Only

Legal minimum. Covers your liability to others — bodily injury and property damage. Does not cover your own vehicle.

From ₦15,000/year
Best for: Older vehicles · Budget-conscious
MOST POPULAR
🟠

Third Party, Fire & Theft

Adds fire damage and vehicle theft on top of third-party liability. Strong value for mid-range vehicles.

From 2.1%–2.7% of vehicle value/yr
Best for: Mid-range Tokunbo vehicles
🔵

Comprehensive

Full protection — your vehicle, third parties, fire, theft, and accidental damage. Required for most financed vehicles.

From 4.3%–5.2% of vehicle value/yr
Best for: New vehicles · Financed vehicles

₦0 Broker Fee. Always.

We earn a commission directly from the insurer — the same commission you'd pay anyway if you went direct. You get expert guidance and a better deal at zero extra cost.

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Best Price.
Zero Broker Fee.

  • Multiple NAICOM-licensed insurers compared
  • Agent manages quote to policy — 24 hours
  • Bundle with finance for full monthly picture
  • Renewal reminders 60 days before expiry

"FinDrive got me a better comprehensive rate than going direct to the insurer. My agent handled everything on WhatsApp — less than a day."

FA
Fatima Aliyu
Lagos · Honda Civic 2020

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Free. No obligation. Policy in 24 hrs.

🔒 NAICOM regulated · NDPR compliant · ₦0 broker fee

Insurance FAQ

Your Questions Answered

What is the best type of insurance?+
Comprehensive covers everything — your car, others' property, fire and theft. Third Party is the legal minimum but doesn't cover your own car. Your agent will recommend the right cover for your vehicle's age and value.
How much does car insurance cost?+
Typically 3%–6% of the vehicle's market value per year for comprehensive. Third Party starts from ₦15,000/year (NAICOM minimum rate).
Can I insure a financed car?+
Yes — and comprehensive insurance is usually mandatory for financed vehicles. We bundle the cost clearly so you see the full monthly picture.
Do you compare different insurance companies?+
Yes. We approach multiple NAICOM-licensed insurers and present your best options — no loyalty to any one company, just the best price for you.
Is car insurance mandatory in Nigeria?+
Yes. Third Party insurance is mandatory by law (NAICOM regulations). Finance lenders also require comprehensive cover as a condition of approval.